The boring sh!t in business Podcast with Amy Bajada

EPISODE 172 : Cutting costs without cutting corners: How to reduce business expenses while keeping quality high

Every business owner dreams of trimming expenses, but the big fear? Slashing costs so much that quality—and growth—take a hit. In this candid episode, we dive headfirst into the age-old question: How do you cut costs without compromising the very things that make your business thrive?
Throughout this episode we unpack where most businesses secretly bleed money (think: unused software subscriptions, overstocked inventory, and even all those “essential” coffees), and explain, step-by-step, how you can spring clean your spending—without sacrificing what matters to your customers.
What can you expect from this episode?
Practical strategies for identifying waste and inefficiency
Smart ways to negotiate better deals with your suppliers and service providers
The value of automation and outsourcing—and how to decide what makes sense for your team
How to boost your marketing impact while actually spending less
Tips for keeping customer experience and product quality non-negotiable—even as you tighten your belt
This advice isn’t about dramatic overhauls or risky shortcuts—it’s about being strategic, resourceful, and consistent to set your business up for long-term success.
Ready to run your business lean, mean, and thriving—without ever feeling overwhelmed? Listen now, and walk away with real-world actions that will start saving you money (and stress) today.
If you find value in what you hear, don’t forget to share this episode with your fellow business owners. Let’s help every business thrive!
Hit play and discover smarter ways to save—without cutting corners!

EPISODE 171 : How To Steer Clear of Cash Flow Crises and Keep Your Business Running Smoothly

Let’s face it—cash flow keeps most business owners awake at night, especially in today’s tough climate. In this value-packed episode, you'll find a no-nonsense approach to breaking down one of the most critical (and often overwhelming) aspects of running a business: managing and protecting your cash flow.
We kick off with a reality check we all need to hear: Even when sales look strong, surprises like slow-paying clients or chunky loan payments can leave your bank balance gasping for air. But there’s light at the end of the tunnel! Whether you’re just starting out or navigating a rough patch, this episode demystifies cash flow and working capital with real-world examples and actionable steps you can put in place right away.
Here’s what you can expect from this episode:
Clear, jargon-free explanations of what cash flow and working capital really mean for your business.
The most common traps that lead to cash flow issues—even when your revenue looks healthy.
Practical strategies for getting ahead of cash crunches, from smarter invoicing and expense cuts to negotiating better payment terms.
Tips for building up a cash reserve (without starving your business).
Why regularly reviewing your financials and staying flexible is non-negotiable—and how to actually do it.
How a line of credit (used wisely!) can be your safety net during bumpy times.
This episode doesn’t just spotlight the problems—and gives you a roadmap to take control. You’ll leave this episode ready to implement simple habits that keep your business running smoothly, even when life throws you curveballs.
Ready to take back control of your cash flow?
Hit play to learn how to avoid the cash flow crises that can threaten your business dreams. And if you want to dive even deeper, don’t forget to check out my Small Business Cash Flow Course
Listen now and start building a business that thrives—no matter what comes your way!
Check out EPISODE 167 : From Struggle to Stability : The Working Capital Guide as mentioned in the episode.

EPISODE 170 : The Safety Net You Need : Creating a Contingency Plan for Financial Setbacks

Is your business truly ready for an unexpected setback? In this episode, I dive deep into a topic that’s often overlooked but absolutely crucial for long-term success: contingency planning for your business finances.
Every business, no matter how successful, is bound to hit rough patches. But it’s not the setback that determines your business’s fate—it’s how you respond. Prepare to unpack practical, actionable strategies that go beyond hope and guesswork. This episode outlines why having a solid contingency plan isn’t about being paranoid; it’s about putting yourself in control, even when life throws you a financial curveball.
Here’s what you’ll get out of this episode:
Real talk on risk: Why it’s not a question of “if” something will go wrong, but “when”—and how to stop pushing this uncomfortable truth to the back of your mind.
Step-by-step planning: A breakdown of the essentials of building a contingency plan tailored to your business, from identifying risks and setting up emergency funds, to embracing flexible operations.
Actionable tips: Learn how to start saving for a rainy day—even when cash flow is tight—and why regularly reviewing your financials could save your business before trouble spirals out of control.
Team & solo advice: Whether you're managing a team or are a solo operator, I share how communication and preparedness can keep you steady in a storm.
Next steps you can take today: Not sure where to begin? I encourage you to take small, manageable actions this week—like assessing your business risks and starting that emergency fund.
If you want clarity, confidence, and peace of mind about your business’s future, this episode is for you.
Ready to take charge and future-proof your business? Hit play and learn how to transform setbacks into comebacks with a strong financial safety net!
👉 Love what you hear? Share this episode with another business owner who needs it, and make sure to subscribe so you never miss the important (and sometimes boring!) stuff that makes business great.

EPISODE 169 : Mastering Budgeting & Forecasting: Your path to financial control

If your business finances are feeling tangled or out of control, you’re not alone—and you’re certainly not out of options!
In the latest episode of The boring sh!t in business, we dive into the fundamentals of budgeting and forecasting, and why they’re absolute game-changers for small business owners.
Here are my top 3 takeaways:
Treat budgeting and forecasting like financial musclesThe more you use them, the stronger and more confident you’ll become in managing your business’s finances and making informed decisions.
Zero-based budgeting is your friendStart from scratch each month, plan every dollar with intention, and keep your budget flexible—adjust it as needed to keep your business agile.
Never underestimate cash flow forecastingPredicting your revenue and expenses (even if it’s not perfect) gives you the power to pre-empt cash flow crunches and invest in growth with confidence.
My advice? Don’t wait for things to “settle down.” Start simple, stay consistent, and your financial clarity—and confidence—will grow every month. If you haven’t built your budget for next month yet, now’s the time! 💡

EPISODE 168 : Pricing Strategies : Finding the Sweet Spot for your Revenue

Pricing is one of the most crucial decisions you'll make for your business, and there's no one-size-fits-all solution. It's about balancing costs, value to your customers, and maximising revenue. Here are some key takeaways from my latest podcast episode, where I dive into the art and science of pricing strategies:
🔹 Understand Your Costs: Before setting prices, you have to know your costs inside and out. You can't set a profitable price if you don't know how much it costs you to produce a product or service.
🔹 Know Your Customer: Pricing isn't just about costs—it's about understanding what your customer values and what they're willing to pay. Value-based pricing can set you apart if you know how to communicate that value effectively.
🔹 Test and Adjust: Pricing is not a set-it-and-forget-it task. Regularly evaluate your pricing strategy's performance, adjust based on sales, and consider external factors like competitors' prices and market changes.
For a deeper dive into how these strategies can impact your revenue and your business's growth, listen to this full podcast episode. Let's make sure your pricing strategy is working for you, not against you! 💡

EPISODE 167 : From Struggle to Stability : The Working Capital Guide

In this episode, we're diving deep into a topic that might not be the flashy headline-grabber, but it's absolutely critical for your business—working capital.
Here’s a sneak peek of what you can expect:
The Lifeline of Your Business: Working capital is the heartbeat that keeps your business ticking. It's not just another figure on your balance sheet; it's the fuel that runs your day-to-day operations.
Balancing Profit and Cash Flow: Did you know you can be profitable yet still run out of cash? We'll explore why profit is about the long game, while working capital keeps you grounded in the present.
Practical Tips for Improvement: From speeding up receivables to managing payables and inventory, discover actionable steps to streamline your working capital management and keep your business thriving.
Don't miss out—tune in to explore how a few strategic tweaks can strengthen the financial health of your business. I'd love to hear what you think, so please share your thoughts and questions after listening!

EPISODE 166 : Balance Sheet Basics : The key to understanding your business

🚀 Unveiling the Hidden Power of Your Balance Sheet!
In the latest episode of "The boring sh!t in business," I dove into the often overlooked but incredibly powerful tool in business finance: the balance sheet! While it may not sound as thrilling as cash flow or profit margins, understanding your balance sheet can be a game changer for your business. Here's why:
🔍 Key Takeaways:
Financial Health X-ray: Your balance sheet is like the x-ray of your business, revealing what lies beneath the surface. It gives you a clear picture of how you're funding your operations and shows you whether you're in a strong position to invest in growth or weather challenging times.
Assets, Liabilities, and Equity: Think of your balance sheet as a snapshot of your business's financial position at a specific point in time. It details your assets (what you own), liabilities (what you owe), and equity (what's left over for you).
Empower Your Decision Making: Once you understand how to read your balance sheet, it becomes a powerful tool for making informed decisions. Whether it's tightening up your accounts receivable process or negotiating better terms with suppliers, the insights are invaluable.
Tune in to the episode for an in-depth guide to getting comfortable with your balance sheet and using it to your benefit. Don't forget to share with fellow business owners!

EPISODE 165 : Cracking the Code : Costs, Profits and Building a Thriving Business

Unlocking Business Success: Costs & Profits Matter More Than You Think ...
Running a business without a clear understanding of your costs and profits is like navigating without a compass. In my latest episode we dive deep into why these "boring" numbers are your business's quiet achievers.
Here are 3 key takeaways from this episode that could transform your business strategy:
Break Even to Break Free: Understand the critical importance of calculating your breakeven point. It's the milestone where your revenue covers your costs, enabling you to move from merely surviving to thriving.
Decoding Costs: Differentiate between fixed costs (think rent, insurance) and variable costs (like supplies for service-based businesses). This knowledge is the backbone of strategic decision-making.
Profit Drivers Matter: Identify high-margin services to amplify profits. Don't shy away from adjusting pricing to reflect true value and never underestimate the potential of bundling or loyalty programs.
Gaining clarity on your business finances can empower you to make informed decisions and set your company up for long-term success. Dive into your numbers this week—start small, but start today.
Take a listen 🎧

EPISODE 164 : Cutting Costs with Confidence : A Practical Guide

In this episode, we delve into a crucial aspect of business management: cost cutting with confidence. In these challenging times, it's essential to know how to effectively cut costs without jeopardising the core of what makes your business successful.
Here are three key takeaways from the episode:
🔍 Be Strategic, Not Impulsive: Before making any cuts, evaluate the purpose behind them. Each decision should have a clear goal and measurable impact.
📈 Understand the Ripple Effect: Cutting costs might save money upfront, but consider potential hidden costs that could arise, such as reduced product quality or slower service delivery due to cheaper suppliers.
🤝 Communication is Key: When cuts involve team members or contractors, ensure open communication. Remember, your team is vital to your success, and any change in their roles can affect your business’s performance.
Thinking about cost cutting in your business? Remember, it’s not just about savings—it’s about strengthening your business for the long haul.
Take a listen. 🎧

EPISODE 163 : Numbers don't lie : How to let data drive your business

We've all been there—making business decisions based on gut feelings. And while intuition has its place, when it comes to growth and profitability, it's data that tells the real story.
In this episode, I’m diving into why data-driven financial decisions are a game-changer for your business. I’ll share simple, practical ways to use your numbers to make smarter choices, spot problems early, and build a more profitable future.
Here’s what you’ll learn:✅ The 30-Minute Check-In: How dedicating just half an hour each week can give you clarity on your financials.🚩 Spotting Red Flags Early: The power of numbers in catching issues—like sneaky expenses or declining sales—before they escalate.📊 Where to Focus First: How to pick one key area (like sales or expenses) and start making data work for you.
Think of your data as your business GPS—guiding you to smarter decisions and stronger results.
🔗 Tune in now and take the guesswork out of your financial decisions!