The boring sh!t in business Podcast with Amy Bajada

EPISODE 129 : The best predictor of your future behaviour is current your behaviorur..

Have you ever thought about how your current behaviours can predict your future behaviours? It's a fascinating concept to explore. Our habits and actions are not just isolated events, but rather a reflection of our deeper beliefs and values.
What we do today can have a significant impact on who we become tomorrow. It's like a ripple effect that starts with one small action and can grow into something much larger.
Of course, there are many factors that can influence our behaviour, such as our environment, the way we grew up .. our social circles. But ultimately, we have the power to shape our own futures by intentionally identifying these behaviours and making different choices by prioritising different values.
Let’s discuss … A x
Key points made throughout the episode;
1st Actionable step : Identify those negative behaviours [10:11]
2nd Actionable step : Understand the root cause [10:46]
3rd Actionable step : Replace negative behaviours with positive ones [11:30]
4th Actionable step : Build a support system [12:48]
How I can help [13:35]
Other podcast episodes on Habits as mentioned throughout the episode;
Episode 128 : Are you willing to change your money habits to have a better life financially?
Episode 80 : Money Mindset Myths 
Episode 57 : How to remove money blocks and create financial abundance
Episode 22: Mini Habits
If you want to make cash management a priority and change some of these negative behaviours, join the waitlist for my Small Business Cashflow Course www.amybajada.com.au/sbcc
If you want to join my email community and get access to tips, resources and news, www.amybajada.com.au/signup
If you'd like to book a 1:1, no obligation, discovery call with me www.amybajada.com.au/discoverycall 

EPISODE 128 : Are you willing to change your money habits to have a better life financially?

Humour me for a moment … close your eyes. Imagine what life would be like for you if you didn’t have to worry about your money. I’m not asking you to imagine an abundance of money … I’m asking you to imagine if you didn’t have to worry about it. You knew you could pay your bills on time, you had enough left over to reinvest and buy more stock or god forbid pay yourself a wage … what would that be like?
Now open your eyes … does it look like that?
I had a client tell me that for the first time since starting her business, she was so excited that she got to have a weekend without stressing about money. Did she suddenly have an abundance of money? No .. was she suddenly booked out? No … what she did have was a strategy that she was committed to, that provided her with the calm she needed to have a weekend without thinking about work. She wasn’t where she wanted to be financially, but for the first time, she knew what she had to keep doing to get there. Can you say the same? Would you be willing to change your money habits to have financial freedom? Let’s discuss .. A x
 
Links discussed throughout the episode ..
Join the waitlist for my Small Business Cashflow Course www.amybajada.com.au/sbcc
Book a discovery call for 1:1 coaching www.amybajada.com.au/discoverycall
 
Other ways to get in touch ...
Join my mailing list ... www.amybajada.com.au/signup
 

EPISODE 127 : 3 Business rules you don’t want to learn the hard way

Many entrepreneurs start their business with a lot of passion and enthusiasm, but find out that there's a lot to learn. Because lets face it … running a business is hard. I’ll be the first to admit that learning from doing is extremely important and valuable to this journey, but some lessons can come at a high price.
Mistakes in business can cost you time, money, and even your reputation. But here is the thing … its important to know that some mistakes in particular can be avoided. With the right tools and knowledge, you can avoid making costly mistakes.
👉🏻 Here are 3 that might be of interest to you … take a listen. A x
 
Key moments throughout the episode ...
First rule ... That the term Cashflow Management is just a fancy accounting term reserved for bigger businesses [06:36]
Second rule ... There are more numbers in your business that will improve your success than just your revenue or sales number [12:58]
Last rule ... not knowing soon enough when something isn't working [15:59]
If you'd like to explore how to manage any of these here are ways we can work together...
Join my community and receive tips and strategies www.amybajada.com.au/signup
Book a discovery call for more 1:1 bespoke program options www.amybajada.com.au/discoverycall
Join the waitlist for my Small Business Cashflow Course opening again on the 17th July 2023 www.amybajada.com.au/sbcc 
 

EPISODE 126 : Why being a mum has made me a better business coach

I was once asked whether I only tailored my business coaching to female business owners. Up until that moment, I hadn’t ever thought I’d gender specified my services at all.
So when I looked back on the profile of clients I currently work with and have worked with in the past … I’ll admit, they have been predominantly female. Was that intensional on my part? Certainly not! The services I provide are tailored towards business owners, period.
Then one day I was on a discovery call with a potential client who mentioned that she wanted to explore working only with female business coaches, who in particular were mums … because she felt they would understand her life and availability to the journey better. Which got me thinking .. take a listen ... A x
 
If you'd like to get in touch to see how we can work together, simply head to www.amybajada.com.au/discoverycall

EPISODE 125 : Is success really defined by stuff? Let’s get real for a minute

This year marks the 12th year since I started my business. The 12th year of working with some amazing and driven business owners.
But it wasn’t until just recently I was asked a question that stopped me in my tracks … “Are you successful in your business” … A seemingly simple question .. yet for some reason I found myself with more questions than the one I was being asked. It made me pause …
Not because I didn’t know the answer, but more because I was curious as to why they wanted to know. Or even, what prompted them to ask? Was it a perception thing (did I not present as successful enough in their opinion) or was it something more.
So I thought I’d share with you this reflection .. take a listen. A x

EPISODE 124 : 6 things you can do when business is slow

You don’t need me to tell you the importance of sound financial management for the success of your business. However, slow periods can be particularly challenging, and therefore it's important to know how to use this time wisely. And let’s face it, we’ve all experienced slow periods in our businesses, and may be experiencing one right now given the state of the world and it’s economy.
Now whilst it may feel discouraging, it can also be a gift. Slow periods give rise to opportunity, to use the time to refocus your attention, keep relationships going, prioritise what's important, improve your attitude, and set up optimum conditions for success.
Instead of feeling discouraged or worse still, panicking, I thought I’d use this episode to examine things you can be doing when business is slow. Take a listen … A x
Key moments throughout the episode ..
Range of emotions we go through .. you know the ones, Frustration, Worry and Fear [01:50]
Suggestion 1 : Look at what people are paying for at present and learn what your customers value the most about them [03:48]
Suggestion 2 : Build a profile of WHO is purchasing your products or services [05:56]
Suggestion 3 : Check in on your marketing tools [08:56]
Suggestion 4 : Focus in on your financial numbers [10:15]
Suggestion 5 : It's no time to panic [12:16]
Suggestion 6 : Self care is more important than ever during this time [13:17]
Links mentioned throughout the episode ..
Book a discovery call with me www.amybajada.com.au/discoverycall

EPISODE 123 : Borrowing Power - How to maintain it as a business owner

Going into business for yourself is an exciting time there is no doubt about it. We often head into this journey with the drive and motivation to create a life on our terms, that provides flexibility, gives us back time in our lives and hopefully makes us some money along the way.
But on the way to carving out a business to hopefully create the personal life we so crave, one thing is often overlooked until it’s too late and that is what impact does becoming a sole trader or starting a business have on your borrowing power like getting a home loan or refinancing the one you have. It’s a question I often get asked by business owners, so …
let’s chat about what the impact may be, how to be prepared and other things you may need to know. Take a listen … A x
Key moments throughout the episode ..
You'll need at least 2 years trading income or financial results for assessment. [02:45] 
Your 2 years of trading income will be averaged [04:30] 
Still working ... You'll need to consider why income types may matter [06:28] 
It pays to show around and know who is offering what and what requirements are needed. [08:30] 
Why contracts or being a sub contractor may improve your borrowing power [09:38] 
Impacts of minimising your tax on your borrowing power [11:33] 
What documents and supporting information is needed for application [12:34] 
If you are looking for a resource to assist in reporting your financial results, look no further than my Profit & Loss Template for only AUD$27
Or if you'd like more tips and strategies, join me and 1,000 of my closest friends on my email list 

EPISODE 122 : 3 Strategies to improve your business decisions

There are many things about running a business that I find challenging … but hands down, the task of making quick and informed decisions for my business … is by far one of the most challenging tasks I perform DAILY! Some of which are critical to the ultimate success of my business … therefore the stakes are high my friend!!!
Whilst I’m getting better at being more decisive … it’s still not easy. And I know I’m not alone .. so I thought I’d share 3 strategies that I have implemented that have helped me to get more decisive …
So this episode is for those who can relate to this struggle, and those who love a great podcast. Take a listen … A x
Key points made throughout the episode ...
1st Strategy : Set clear goals and prioritise them [02:43]
2nd Strategy : Identify meaningful benchmarks for your goals [08:40]
3rd Strategy : See the plan through [14:33]
Business Courses mentioned ...
If you'd like to hear more about my new Small Business Pricing Course, simply sign up to my mailing list to hear it first www.amybajada.com.au/signup
If you'd like to join the waitlist for my Small Business Cashflow Course, which will be back again in July 2023, head to www.amybajada.com.au/sbcc
To hear how I use Trello for my business, listen to Episode 77 : 3 Ways Trello keeps me organised

EPISODE 121 : How to set up a savings plan for your business

Warren Buffet graced us with the reminder to “not save what is left after spending, but rather spend what is left after saving” .. a quote I no longer have to search up by way of reminder, but rather one that I live by and certainly one that I recommend to all my clients.
Not because I think it’s a cool quote, but because I know how well it works, especially in business. A habit that is hard to get started but one you’ll thank yourself for once you have. And it’s that .. a habit, a very good one I might add, and not just one reserved for your personal life.
Why?
Because business is just as uncertain financially .. therefore this habit emphasises the importance of making savings a priority in the financial plan for your future. Here are some ways you can get started … take a listen. A x 
Key points throughout the episode ..
Where to start with a savings plan : Insert into your business plan [03:20]
Action time! Get onto creating that habit [04:27]
Time to give it more purpose [07:22]
How to further set this plan up for success [08:59]
The final stage!  Resisting temptation to use the money [10:05]
Links mentioned throughout the episode ..
Waitlist for my Small Business Cashflow Course (back in July 2023)

EPISODE 120 : 5 Things you can teach your kids about cash management

We live in a world where consumerism is rampant, and getting caught up in the consistent hype and artificial desires that are created through the plethora of information coming at our kids can be damaging on developing the fundamental relationship they have with money.
Whilst access to “things” is easier than ever before, this may not necessarily be a good thing all the time. As I watch on as my son is constantly influenced on a daily basis for the need to “have” … the constant “no’s” from me don’t bode well for him as he tries to create a life he sees others living … It had me thinking about the balance needed to even this tug-o-war out and how more than ever it has become critical to teach our kids about responsible spending, saving, and budgeting.
So here are five things you can insert into conversations with your kids about managing their cash. Hear them all here.
Key discussion points of the episode;
1st : Live below your means and don't get tempted by income increases (or shiny objects) [04:59]
2nd : Debt isn't a bad thing ... but comes with a warning [08:48]
3rd : Earning money requires effort [11:05]
4th : Having a savings plan is important (Save 50% of what they earn now) [11:58]
5th : It's good to talk about money [13:20]
Links mentioned throughout the episode;
Spriggy Cash Management App www.spriggy.com.au